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MINI Finance Solutions.
MINI Select



The End of Your MINI Select Contract: All you need to know.

OR SIMPLY RETURN.
At the end of your MINI Select agreement, you can also choose to return your MINI to your preferred MINI Retailer. To ensure that your vehicle return goes smoothly, see the checklist below which will guide you through our return process’s four easy steps.
1. INSURANCE CLAIMS (OPTIONAL).
2. VEHICLE CONDITION ASSESSMENT.
3. SCHEDULE AN APPOINTMENT WITH YOUR PREFERRED MINI RETAILER.
4. BRING IT HOME.
Product Comparison
Finance Products | Select Finance | Instalment Sale | Instalment Sale with Balloon | MINI CHARTER |
Your Benefits: | Flexible end-of-term options. | Monthly Instalments without a large final payment. | Attractive monthly instalments due to a final balloon payment. | No deposit or large final payment. |
Option to own or return your MINI. | Option to own your MINI. | Option to own your MINI. | Pay to drive with a fixed monthly instalment. | |
Drive a new MINI more often. | No mileage limitations. | No mileage limitations. | Financial flexibility with inclusive comprehensive insurance. | |
Peace of mind with a Guaranteed Future Value for end-of-term. | No interest is accrued or payable, which can provide a tax benefit. | |||
Designed for Individuals Who: | Drive less than 20 000km per year, but if you drive more, you can still consider a contract over 36 months / 96 000 km. | Drive more than 30 000 km's per year. | Drive more than 30 000 km's per year. | Want peace of mind through hassle-free solution. |
Value end-of-term flexibility. | Prefer not to have a large final payment at the end. | Want lower monthly instalments. | Want a flexible rental period from 12 to 54 months. | |
Have the option to own or return your MINI. | Plan to own your MINI for an extended period. | Are comfortable with a large final payment at the end. | Do not want to own a vehicle. |
Corporate Facility
Exclusive Financial Services, driven by MINI Financial Services.
MINI Financial Services is the financial services arm of the BMW Group and since its inception in 2002, the company has built an outstanding track record and achieved many milestones on the road to becoming South Africa’s leading niche financial services company.
In our efforts to address the needs of our customers, MINI Financial Services has developed a complete solution, specifically tailored to the needs of our Corporate Clients.
- Corporate revolving credit facility product offering to businesses.
- The facility can be managed as per business requirements.
- Tailor made solutions to suit your business requirements.
- Intelligent and cost effective solutions attached with exemplary levels of service and attention, you would naturally expect.
- Finance available on MINI and other brands through ALPHERA Financial Services.
- Renewable and Reviewable annually.
Product offerings including the following:
- MINI Select
- MINI Instalment Sale
- MINI Fixed Rate Finance
- MINI Edge
- MINI Finance Lease
Contact our Corporate Finance consultants for additional information.
MINI Edge
You won’t be in two minds when it comes to your dream MINI. With MINI Edge, you can take advantage of a 50:50 payment plan that is an alternative to a cash purchase.
If you have access to disposable funds and able to place a 50% deposit, MINI Edge allows you to service only the interest over your contract term. This affords you the benefit of lower monthly repayments as compared to conventional finance products. At the end of your contract term, you can refinance the 50% balloon or settle it and take full ownership of your MINI.

MINI InstalmentSale

Looking to find the doorway to total vehicle ownership with no mileage restrictions, then MINI Instalment Sale is the key. Simply choose your MINI, the size of your deposit and a payment term of up to 72 months.
PAY TO OWN.
Make the MINI yours at the end of your contract.
CONSISTENT MONTHLY PAYMENTS.
Enjoy the convenience of the same monthly payment until you take ownership.
UNLIMITED MILEAGE.
Drive without any mileage restrictions.
END OF CONTRACT OPTIONS.
You can keep your MINI or sell it. The choice is yours.
MINI Instalment Sale with Balloon

Choose a contract between 12 and 72 months. Decide the value of your monthly payments, payments can be reduced with a balloon payment. At the end of the agreement, you decide whether to continue with affordable financing or making a once-off final payment.
PAY TO OWN.
Make the MINI yours at the end of your contract.
REGULAR LOWER MONTHLY PAYMENTS.
Pay lower monthly rates due to a final balloon payment.
UNLIMITED MILEAGE.
Drive without any mileage restrictions.
END OF CONTRACT OPTIONS.
Decide between refinancing the final balloon amount or making a once-off payment.
MINI Charter
OWN YOUR JOURNEY WITHOUT HAVING TO OWN THE CAR.
No deposit, no depreciation, and no worries with a fixed monthly rental payment from MINI Charter. It’s the best way to kickstart or continue your fuss-free MINI journey. When your agreement ends, return your MINI to your preferred MINI Retailer.

MINI Charter is made for those who
- Drive less than 20 000 km per year.
- Prefer an insurance-inclusive finance solution.
- Don't want to own a vehicle (just yet, of course).
MINI CHARTER: THE FUSS-FREE MINI FINANCE OPTION.
Your MINI Charter monthly rental is calculated based on your chosen rental period and an agreed-upon mileage limit. This amount includes Comprehensive Insurance. Rental periods range from 12 to 54 months and mileage parameters from 10 000 to 95 000 kms.

THE END OF YOUR MINI CHARTER CONTRACT: ALL YOU NEED TO KNOW.
Once your agreement reaches the end of its road, return your MINI to your preferred Retailer. Provided that there is no damage beyond fair wear and tear or excess mileage: you'll have nothing more to pay.

YOU CAN TRADE UP.
Trade-in your current vehicle and find your next rental.
As it turns out, all good things don’t have to come to an end. With MINI Anywhere, you can now browse nationwide stock online from anywhere, at any time. Simply return your current vehicle to your preferred Retailer and find your next by browsing our nationwide stock.

OR SIMPLY RETURN.
At the end of your MINI Charter agreement, you can also choose to return your MINI to your preferred MINI Retailer. To ensure that your vehicle return goes smoothly, see the checklist below which will guide you through our return process’s four easy steps.
1. INSURANCE CLAIMS (OPTIONAL).
2. VEHICLE CONDITION ASSESSMENT.
3. SCHEDULE AN APPOINTMENT WITH YOUR PREFERRED MINI RETAILER.
4. BRING IT HOME.
Product Comparison
Finance Products | Select Finance | Instalment Sale | Instalment Sale with Balloon | MINI CHARTER |
Your Benefits: | Flexible end-of-term options. | Monthly Instalments without a large final payment. | Attractive monthly instalments due to a final balloon payment. | No deposit or large final payment. |
Option to own or return your MINI. | Option to own your MINI. | Option to own your MINI. | Pay to drive with a fixed monthly instalment. | |
Drive a new MINI more often. | No mileage limitations. | No mileage limitations. | Financial flexibility with inclusive comprehensive insurance. | |
Peace of mind with a Guaranteed Future Value for end-of-term. | No interest is accrued or payable, which can provide a tax benefit. | |||
Designed for Individuals Who: | Drive less than 20 000km per year, but if you drive more, you can still consider a contract over 36 months / 96 000 km. | Drive more than 30 000 km's per year. | Drive more than 30 000 km's per year. | Want peace of mind through hassle-free solution. |
Value end-of-term flexibility. | Prefer not to have a large final payment at the end. | Want lower monthly instalments. | Want a flexible rental period from 12 to 54 months. | |
Have the option to own or return your MINI. | Plan to own your MINI for an extended period. | Are comfortable with a large final payment at the end. | Do not want to own a vehicle. |
Corporate Facility
Exclusive Financial Services, driven by MINI Financial Services.
MINI Financial Services is the financial services arm of the BMW Group and since its inception in 2002, the company has built an outstanding track record and achieved many milestones on the road to becoming South Africa’s leading niche financial services company.
In our efforts to address the needs of our customers, MINI Financial Services has developed a complete solution, specifically tailored to the needs of our Corporate Clients.
- Corporate revolving credit facility product offering to businesses.
- The facility can be managed as per business requirements.
- Tailor made solutions to suit your business requirements.
- Intelligent and cost effective solutions attached with exemplary levels of service and attention, you would naturally expect.
- Finance available on MINI and other brands through ALPHERA Financial Services.
- Renewable and Reviewable annually.
Product offerings including the following:
- MINI Select
- MINI Instalment Sale
- MINI Fixed Rate Finance
- MINI Edge
- MINI Finance Lease
Contact our Corporate Finance consultants for additional information.
CONTACT US
MINI Financial Services
Telephone: 0861 696 464
customer.service@minifinance.co.za
MINI Comprehensive Insurance
Telephone: 0860 100 269
Request a quote: mini.insurancesales@minifinance.co.za
Amendments to Active Policies: mini.comp@minifinance.co.za
Claims: mini.complains@minifinance.co.za
MINI Tyre Cover, Care & Cosmetic Repair, Top Up and Extended Warranty Insurance
Telephone: 0860 100 269
Request a quote: mini.vapsinsurancesales@minifinance.co.za
Amendments & Claims on Active Policies: vaps.mini@minifinance.co.za