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MINI FINANCE SOLUTIONS.
You’re ready to start your adventure in a MINI, and we’re here to help. MINI Financial Services offers various finance products, and like the MINI you’ve been eyeing, all have scope for customisation. And once your MINI has left the showroom you can protect your vehicle with a range of insurance options. Whether it’s full comprehensive cover, or a plan to take care of minor scratches, we’ve got your back.
FLEXIBLE FINANCE ON YOUR TERMS.
FIVE WAYS TO FINANCE. SLIDE BELOW TO EXPLORE.
MINI SELECT.
MINI Select Finance, gives you flexible end-of-term options, with peace of mind of a Guaranteed Future Value at the end of your contract. Simply select a deposit that suits you and decide how much you want to pay each month by selecting your number of instalments and estimating how far you plan on travelling during your contract term. Based on your choices, we’ll work out your MINI’s Guaranteed Future Value.
MINI SELECT EDGE.
You won’t be in two minds when it comes to your dream MINI. With MINI Select Edge, you can enjoy the benefit of servicing only the interest for the duration of your contract while you retain the flexibility to decide where to next at the end of your term: keep your MINI, return it or switch to a new model.
FREQUENTLY ASKED QUESTIONS
How does Mini Select Edge work?
With Mini Select Edge, you only need to service your interest over the duration of your contact with nominal monthly payments. Simply put down a deposit equal to the purchase price of your Mini less its Guaranteed Future Value. At the end of your term, you have the flexibility to switch to a new Mini, return your Mini or keep your Mini by settling or refinancing your Guaranteed Future Value.
MINI CHARTER.
Own your journey without having to own the car. No deposit, no depreciation, and no worries with a fixed monthly rental payment from MINI Charter. It’s the best way to kickstart or continue your MINI journey with 100% certainty at every turn. When your agreement ends, return your MINI to your preferred MINI Retailer.
MINI CHARTER IS MADE FOR THOSE WHO
- Drive less than 20 000 km per year.
- Prefer an insurance-inclusive finance solution.
- Don't want to own a vehicle (just yet, of course).
- Are diplomats, expats or just looking for freedom to drive care free.
MINI CHARTER: THE FUSS-FREE MINI FINANCE OPTION
Your MINI Charter monthly rental is calculated based on your chosen rental period and an agreed-upon mileage limit. This amount includes Comprehensive Insurance. Rental periods range from 12 to 54 months and mileage parameters from 10 000 to 95 000 kms.
MINI INSTALMENT SALE.
Looking to find the doorway to total vehicle ownership with no mileage restrictions, then MINI Instalment Sale is the key. Simply choose your MINI, the size of your deposit and a payment term of up to 72 months.
PAY TO OWN.
Make the MINI yours at the end of your contract.
CONSISTENT MONTHLY PAYMENTS.
Enjoy the convenience of the same monthly payment until you take ownership.
UNLIMITED MILEAGE.
Drive without any mileage restrictions.
END OF CONTRACT OPTIONS.
You can keep your MINI or sell it. The choice is yours.
MINI INSTALMENT SALE WITH BALLOON.
Choose a contract between 12 and 72 months. Decide the value of your monthly payments, payments can be reduced with a balloon payment. At the end of the agreement, you decide whether to continue with affordable financing or making a once-off final payment.
PAY TO OWN.
Make the MINI yours at the end of your contract.
REGULAR LOWER MONTHLY PAYMENTS.
Pay lower monthly rates due to a final balloon payment.
UNLIMITED MILEAGE.
Drive without any mileage restrictions.
END OF CONTRACT OPTIONS.
Decide between refinancing the final balloon amount or making a once-off payment.
PRODUCT COMPARISON.
SELECT FINANCE |
MINI CHARTER |
INSTALMENT SALE |
INSTALMENT SALE WITH BALLOON |
|---|---|---|---|
| OPTION TO OWN OR RETURN YOUR MINI. | DRIVING FUN WITHOUT OWNERSHIP. | OPTION TO OWN YOUR MINI. | OPTION TO OWN YOUR MINI. |
| SELECT MILEAGE LIMIT. | CHOOSE MILEAGE LIMIT. | NO MILEAGE LIMITATIONS. | NO MILEAGE LIMITATIONS. |
| FLEXIBLE END-OF-TERM OPTIONS (DUE TO GUARANTEED FUTURE VALUE). | FIXED MONTHLY INSTALMENTS (PAY TO DRIVE). | NO FINAL PAYMENT AT THE END. | LOWER MONTHLY INSTALMENTS (DUE TO BALLOON). |
| MONTHLY PAYMENTS FROM 24 TO 48 MONTHS. | FLEXIBLE RENTAL PERIOD FROM 12 TO 54 MONTHS. | FLEXIBLE REPAYMENT PERIOD FROM 12 TO 72 MONTHS. | FLEXIBLE REPAYMENT PERIOD FROM 12 TO 72 MONTHS. |
| LINKED INTEREST RATE. | NO INTEREST IS ACCRUED OR PAYABLE, WHICH CAN PROVIDE A TAX BENEFIT. | LINKED OR FIXED INTEREST RATE. | LINKED OR FIXED INTEREST RATE. |
| OPTION TO ADD MINI COMPREHENSIVE INSURANCE. | COMPREHENSIVE INSURANCE INCLUDED. | OPTION TO ADD MINI COMPREHENSIVE INSURANCE. | OPTION TO ADD MINI COMPREHENSIVE INSURANCE. |
SELECT FINANCE |
MINI CHARTER |
INSTALMENT SALE |
INSTALMENT SALE WITH BALLOON |
|---|---|---|---|
| DRIVE LESS THAN 20 000KM PER YEAR (36 MONTH / 96 000 KM CONTRACTS ARE AVAILABLE). | DRIVE LESS THAN 20 000 KM PER YEAR. | DRIVE MORE THAN 30 000 KM'S PER YEAR. | DRIVE MORE THAN 30 000 KM'S PER YEAR. |
| VALUE END-OF-TERM FLEXIBILTY. | PREFER FIXED-TERM RENTAL TO OWNERSHIP. | PREFER NOT TO HAVE A LARGE FINAL PAYMENT AT THE END. | WANT LOWER MONTHLY INSTALMENTS. |
| WANT TO DRIVE A NEW MINI MORE OFTEN. | DO NOT WANT TO OWN A VEHICLE. | WANT TO OWN YOUR MINI AT THE END OF YOUR CONTRACT. | WANT TO OWN YOUR MINI AT THE END OF YOUR CONTRACT. |
END OF CONTRACT GUIDE.
THE END OF YOUR MINI SELECT CONTRACT: ALL YOU NEED TO KNOW.
With MINI Select, at the end of your contract, the choice is yours. Return your MINI and select a new one. Settle or refinance the optional final payment and your vehicle is yours to keep. Return your MINI, and if it’s within your agreed mileage and in good condition, you’ll have nothing more to pay.
OR SIMPLY RETURN.
At the end of your MINI Select agreement, you can also choose to return your MINI to your preferred MINI Retailer. To ensure that your vehicle return goes smoothly, see the checklist below which will guide you through our return process’s four easy steps.
THE END OF YOUR MINI SELECT EDGE CONTRACT: ALL YOU NEED TO KNOW.
With MINI Select Edge , you have the freedom to choose from the following options at the end of your contract: either trade in your MINI for a newer model, take ownership by paying the final lump sum payment (or refinance it), alternatively you can return your vehicle to your preferred MINI Retailer, and if the vehicle is in good condition, have nothing more to pay.
SWITCH TO A NEW MINI.
Simply return your current vehicle and purchase a newer MINI model.
As one journey comes to an end, a new one is about to begin. With MINI Anywhere, you can now browse nationwide stock online from anywhere, at any time.
KEEP YOUR MINI.
Become the proud owner of your current vehicle by paying the final lump sum or refinance the amount with our help. At the end of your MINI Select Edge agreement, you may want to keep your MINI. That’s why we give you the option of purchasing the vehicle at the end of your agreement at its predetermined Guaranteed Future Value (GFV) – either by making a final payment or by refinancing the final amount with our help. Contact your preferred Retailer to assist you with the refinance process.
OR SIMPLY RETURN.
At the end of your MINI Select Edge, you can also choose to return your MINI to your preferred MINI Retailer. To ensure that your vehicle return goes smoothly, see the checklist below which will guide you through our return process’s four easy steps.
THE END OF YOUR MINI CHARTER CONTRACT: ALL YOU NEED TO KNOW.
Once your agreement reaches the end of its road, return your MINI to your preferred Retailer. Provided that there is no damage beyond fair wear and tear or excess mileage: you'll have nothing more to pay.
YOU CAN TRADE UP.
Trade-in your current vehicle and find your next rental. As it turns out, all good things don’t have to come to an end. With MINI Anywhere, you can now browse nationwide stock online from anywhere, at any time. Simply return your current vehicle to your preferred Retailer and find your next by browsing our nationwide stock.
OR SIMPLY RETURN.
At the end of your MINI Charter agreement, you can also choose to return your MINI to your preferred MINI Retailer. To ensure that your vehicle return goes smoothly, see the checklist below which will guide you through our return process’s four easy steps.
THE END OF YOUR MINI INSTALMENT CONTRACT: ALL YOU NEED TO KNOW.
Switch to a new MINI or keep your current co-pilot – the choice is yours. If your MINI Instalment contract doesn’t include a balloon, you’ll enjoy full ownership at the end of your contract. If you do have a balloon, you can settle it or refinance the outstanding amount with us.
MINI DAMAGE VISUALISER AND RETURN GUIDE: ALL YOU NEED TO KNOW.
We have clear and fair guidelines and we’ve summarised the key points to ensure everything runs smoothly. To help avoid unexpected surprises, we also give examples of what is considered fair wear and tear and the kind of damage you may be charged for.
RETURN CHECKLIST.
1. INSURANCE CLAIMS (OPTIONAL).
The MINI journey is meant to be lived. As such, your MINI Charter agreement is subject to fair wear and tear. Before your vehicle valuation, please contact your insurer to assist with repairs should you have any damages to your vehicle.
2. VEHICLE CONDITION ASSESSMENT.
Before returning your vehicle to your preferred MINI Retailer, a complimentary vehicle condition assessment needs to be completed by our approved assessor, TÜV SÜD. You contact them at tuvsudcic@avts.co.za or (021) 935 7965 to make an appointment.
3. SCHEDULE AN APPOINTMENT WITH YOUR PREFERRED MINI RETAILER.
Once your vehicle condition assessment is taken care of, you can contact the Finance & Insurance Manager at your preferred MINI Retailer to set the date for your vehicle return. Please note that the vehicle must be returned within 4 days of the assessment being completed and at least 7 days before your contract end date.
4. BRING IT HOME.
Return your MINI to your preferred MINI Retailer at the set date and time. From here, you can choose to trade up to a newer model or simply just return your MINI once and for all. Done. Dusted.
Corporate Facility
Exclusive Financial Services, driven by MINI Financial Services.
MINI Financial Services is the financial services arm of the BMW Group and since its inception in 2002, the company has built an outstanding track record and achieved many milestones on the road to becoming South Africa’s leading niche financial services company.
In our efforts to address the needs of our customers, MINI Financial Services has developed a complete solution, specifically tailored to the needs of our Corporate Clients.
- Corporate revolving credit facility product offering to businesses.
- The facility can be managed as per business requirements.
- Tailor made solutions to suit your business requirements.
- Intelligent and cost effective solutions attached with exemplary levels of service and attention, you would naturally expect.
- Renewable and Reviewable annually.
Product offerings including the following:
- MINI Select
- MINI Instalment Sale
- MINI Charter
- MINI Edge
Contact our Corporate Finance consultants for additional information.
CONTACT US
MINI Financial Services
Telephone: 0861 696 464
Email: customer.service@minifinance.co.za
MINI Comprehensive Insurance
Telephone: 0860 100 269
Request a quote: mini.insurancesales@minifinance.co.za
Amendments to Active Policies: mini.comp@minifinance.co.za
Claims: mini.complains@minifinance.co.za
MINI Tyre Cover, Care & Cosmetic Repair, Top Up and Extended Warranty Insurance
Telephone: 0860 100 269
Request a quote: mini.vapsinsurancesales@minifinance.co.za
Amendments & Claims on Active Policies: vaps.mini@minifinance.co.za