MINI Insurance.

grey line

No one understands your MINI like we do.

MINI has a range of insurance products you can choose from that are tailored specifically for your MINI and protect you and your vehicle against any unfortunate occurrences. lt also ensures your MINI remains a real MINI by using only authorised repairers and Original MINI parts.

grey line

MINI COMPREHENSIVE COVER.

You work hard and play hard behind the wheel of your MINI. But what if the unexpected happens? MINI Comprehensive Cover gives you excellent countrywide service.

  • An exceptional and exclusive motor vehicle insurance package.
  • Fair and accurate claims service.
  • Carefully selected products to suit your needs.

Disclaimer:

Please read the policy wording for the full benefits, comprehensive terms and conditions of the cover options. The Insurer will be clearly stated on the policy schedule concerned.

MINI Financial Services, a division of BMW Financial Services (South Africa) (Pty) Ltd., an Authorised Financial Services (FSP 4623) & Registered Credit Provider NCRCP2341. PSG Wealth Financial Planning (Pty) Ltd is appointed as the Administrator of the above-mentioned short-term insurance. FSP 728.

Contact Details:

Request a Quote:
Telephone: 0860 100 269
Email: MINI.Insurancesales@minifinance.co.za

Amendments to Active Policies:
Telephone: 0860 100 269
Email: Mini.Comp@minifinance.co.za

Claims:
Telephone: 0860 100 269
Email: MINI.Compclaims@minifinance.co.za

grey line

MINI TOP UP.

No driver wants to think about losing their MINI, and while we can't always stop the unthinkable from happening, we can help you get back on the road. We have a range of products that will settle the difference between your insurance pay-out and the amount owing on your finance agreement. The pay-out is calculated according to excess payable, arrears, refundable premiums or capital additions.

  • Basic Top Up -Vehicle amounts greater than R50, 000 and less than R1, 5 million. Maximum benefit – R300 000 shortfall.
  • Top Up - Vehicle amounts greater than R50, 000 and less than R1, 5 million. Maximum benefit – R300 000 shortfall. R6000 excess benefit towards underlying excess in the event of a valid shortfall claim. The maximum amount paid out, will be determined by your underlying Comprehensive insurance cover on your vehicle. Supplementary cover included in the event that you unintentionally violate the underlying comprehensive policy – You will need to submit an Ombudsman request against the underlying Insurer first. Deposit protector (Optional cover only applicable if a deposit was paid). Deposit protection up to R100 000.
  • Top Up over R1, 5m -Vehicle amount that exceed R1, 500,000 to a maximum of R2, 500,000 in value. Maximum benefit of R600 000 shortfall.
  • Increases resale value.

Disclaimer:

MINI Financial Services, a division of BMW Financial Services (South Africa) (Pty) Ltd., an Authorised Financial Services (FSP 4623) and Registered Credit Provider NCRCP2341. Insurance is underwritten by Guardrisk Insurance Company Ltd., an Authorised Financial Services Provider Licence No.75.  Terms and Conditions apply.

Contact Details:

Request a Quote:
Telephone: 0860 100 269
Email: MINI.vapsinsurancesales@minifinance.co.za

Amendments and claims to Active Policies:
Telephone: 0860 100 269
Email: VAPS.MINI@minifinance.co.za

Attached are the following that must be uploaded to website and customers must be able to download them.

grey line

MINI CREDIT PROTECTION (DEBT RELIEF COVER).

We don’t just offer cover for your MINI, but have options that provide peace of mind for other areas of your life. You can plan ahead with Debt-relief Insurance that will settle your contract in the event of disability, dreaded disease or death.

Waiver of Premium – provides protection in the event of retrenchment, hospitalisation (for self-employed individuals), or temporary disablement due to accident or illness.
Violation Protection - gives cover for unintentional violation of the insurance contract and subsequent repudiation of the claim.

Help-U-Pay will pay your instalment for the following periods should one of the following life events happen:

  • Death, until such time as the deceased’s estate is settled up to maximum of 10 monthly instalments. 
  • In the event of total permanent disability, a maximum of 10 monthly instalments.
  • Critical illness, once disclosed up to a maximum of 10 months.
  • If you are retrenched (if permanently employed); a maximum of 4 months instalments or until you are employed whichever is the lesser.
  • If hospitalised (if self-employed), we’ll pay your instalment for up to 4 months or until you are back at work, whichever is the lesser.

 

Disclaimer:

MINI Financial Services, a division of BMW Financial Services (South Africa) (Pty) Ltd., an Authorised Financial Services (FSP 4623) and Registered Credit Provider NCRCP2341. Insurance is underwritten by Guardrisk Insurance Company Ltd., an Authorised Financial Services Provider Licence No.75.  Terms and Conditions apply.

Contact Details:

Request a Quote:
Telephone: 0860 100 269
Email: MINI.vapsinsurancesales@minifinance.co.za

Amendments and claims to Active Policies:
Telephone: 0860 100 269
Email: VAPS.MINI@minifinance.co.za

grey line

MINI CARE AND COSMETIC REPAIR COVER.

Chips, scratches and upholstery tears – nobody wants them, and they always pop up when you least expect it. Fortunately, we have plans designed to keep your MINI in showroom condition.

  • The MINI Care and Cosmetic Exterior Cover Plan takes care of minor damage including scratches, small dents, windscreen chips, alloy wheel damage and tar removal.
  • The MINI Care and Cosmetic Interior Cover Plan ensures that damage or blemishes to upholstery, seat pockets, plastic door panels, the steering wheel and other interior components is taken care of.
  • The MINI Care and Cosmetic Inside Out Cover Plan covers all the Exterior Cover Plan and Interior Cover Plan benefits.

Disclaimer:

MINI Financial Services, a division of BMW Financial Services (South Africa) (Pty) Ltd., an Authorised Financial Services (FSP 4623) and Registered Credit Provider NCRCP2341.  Insurance is underwritten by Guardrisk Insurance Company Ltd Licence No.75. an Authorised Financial Services Provider. Terms and Conditions apply.

Contact Details:

Request a Quote:
Telephone: 0860 100 269
Email: MINI.vapsinsurancesales@minifinance.co.za

Amendments and claims to Active Policies:
Telephone: 0860 100 269
Email: VAPS.MINI@minifinance.co.za

grey line

MINI TYRE COVER.

So a pothole or a nail in the road tried to put a damper on your journey? No worries. We have tyre cover that aims to keep you on the road to good times, all the time.

The MINI Care and Cosmetic Exterior Cover Plan takes care of minor damage including scratches, small dents, windscreen chips, alloy wheel damage and tar removal.  The MINI Care and Cosmetic Interior Cover Plan ensures that damage or blemishes to upholstery, seat pockets, plastic door panels, the steering wheel and other interior components is taken care of.
  • The policy covers the cost of the tyre to be replaced when the tyre has suffered irreparable damage.
  • Tyre claims are limited to a maximum of R45 000 per annum.
  • There is no limit for regular tyres, however, if there are excessive claims they will be investigated prior to a payout.
  • No excess is payable.
  • All four tyres are covered with any given incident.
  • There is a minimum tread limit of 1 mm.
  • Value is paid per tyre.

 

Disclaimer:

MINI Financial Services, a division of BMW Financial Services (South Africa) (Pty) Ltd., an Authorised Financial Services (FSP 4623) and Registered Credit Provider NCRCP2341. Insurance is underwritten by Guardrisk Insurance Company Ltd Licence No.75. an Authorised Financial Services Provider.  Terms and Conditions apply.

Contact Details:

Request a Quote:
Telephone: 0860 100 269
Email: MINI.vapsinsurancesales@minifinance.co.za

Amendments and claims to Active Policies:
Telephone: 0860 100 269
Email: VAPS.MINI@minifinance.co.za

grey line

MINI EXTENDED WARRANTY.

Every minute behind the wheel of a MINI is memorable. However, while you are making memories, age and mileage may result in mechanical damage to your beloved car. Fortunately, MINI Extended Warranty Cover will ensure that mechanical problems that may arise over your vehicle’s lifespan are kept to a minimum.

MINI Insurance – Payment Protection Insurance
  • 24 month warranty extension.
  • No waiting period applies.
  • 42 major components included.
  • Resultant damage or loss to an insured component caused by the failure of an insured or non-insured component is covered.
  • Cover can be transferred with the vehicle.

 

YOU WILL ALSO HAVE ACCESS TO THE FOLLOWING ROADSIDE ASSIST BENEFITS:

  • Tow in: One tow in per claimable event.
  • Overnight accommodation: In the event of a breakdown 200 km from your residence.
  • Car rentals: If repairs are not completed within 48 hours this benefit is applicable.
  • Keys locked in the vehicle: One call out a year benefit is limited to R350.
  • Changing of flat tyre: This benefit is limited to 2 call-outs a year.
  • Battery failure: This benefit is also limited to 2 call-outs a year.
  • Emergency fuel delivery: Europ Assistance will arrange for 10 litres of fuel to be delivered to you. Cost of fuel will be for your account. Benefit is limited to 2 call-outs per year.
  • Emergency assist: In the event of an accident, Europ Assistance will contact the traffic authorities and emergency services if required. Costs of emergency services are for your account.
  • Map Direct: Helpline for directions or route guidance when travelling.

Disclaimer:

MINI Financial Services, a division of BMW Financial Services (South Africa) (Pty) Ltd., an Authorised Financial Services (FSP 4623) and Registered Credit Provider NCRCP2341. Insurance is underwritten by Guardrisk Insurance Company Ltd an Authorised Financial Services Provider, Licence No.75.  Terms and Conditions apply.

Contact Details:

Request a Quote:
Telephone: 0860 100 269
Email: MINI.vapsinsurancesales@minifinance.co.za

Amendments and claims to Active Policies:
Telephone: 0860 100 269
Email: VAPS.MINI@minifinance.co.za

grey line
MINI Insurance – MINi range – Contact us MINI Insurance – MINi range – Contact us

CONTACT US.

If you have any questions regarding the MINI range please don't hestiate to contact us via email: customer.service@minifinance.co.za We will respond to your query within 48 hours. 

Financial services.

There are a number of ways you can contact MINI Financial Services with any questions regarding our products, or if applicable, your MINI Finance Agreement or to update your account details.
By email - customer.service@minifinance.co.za We will respond to your query within 48 hours.
By telephone - to talk to one of our Customer Service Advisors, please call 0861 696 464 Working hours – 8am to 5pm, weekdays only. Calls may be recorded for training purposes.
Online - if you want to obtain a settlement quote, update your personal details, change your payment date or find out what happens at the end of your agreement, you can do so online at MyMINIFinance. Just click the button below.

MINI financial services MINI financial services